According to a report from the Experian credit bureau, San Diego has the highest number of debtors out of 25 major metropolitan areas of the US. Every consumer in the area shoulders $28,240 of debt on average.
Additionally, the average credit score in San Diego is also the lowest out of the 25 major metropolitan areas in the US. Experian rates the city’s average credit score at 678, with most consumers range between 300 and 850.
We’re compliant with all legal requirements to make us one of the best credit repair San Diego companies. Through our experienced credit consultants, personalized approach, and new credit repair software and tools, we’ve helped many San Diego consumers restore creditors’ faith in them.
•We deal with the three main credit bureaus, including Equifax, TransUnion, and Experian.
•We will handle all negotiations with San Diego lenders on your behalf to delete all negative items from your report.
•We’ll communicate with credit bureaus and creditors to delete all harmful items on your credit report.
•Our experts will do everything aimed at improving your FICO score.
Don’t let a bad credit score deny you your freedom and peace. Let 007 Credit Agent handle all the hassles with creditors, collection agencies, and credit bureaus for you. Contact our San Diego credit repair experts today and turn a new page in your life.
Rebuilding credit will not be the same for everyone. Some are fortunate to see most of their negative accounts deleted or corrected in a month or two. However, this should not be the expectation as the credit repair process will be different for every case. The good news is that our credit repair specialist is very experienced and up to date with the most effective strategies on how to get your credit score higher sooner than later.
Some individuals have low credit scores because they have derogatory information such as late payments or collection accounts on their credit report. Others may have a lower credit score because they may have high utilization on their credit cards or may have little credit history. Contact our credit consultants for a free 15-minute consultation to go over your credit score.
You are entitled to a free copy of your credit reports every year from the major credit reporting bureaus. During the credit repair process, it is vital that we have access to your credit reports monthly as this allows our team to work on your case more efficiently. 007 Credit Agent has partnered with identityiq.com and provide a discount for their credit reporting monitoring services. You can take advantage of this discount by registering here, discounted credit reports.
Credit card balances affects 30% of your credit score. This is also known as credit utilization. The higher your credit balance is, the lower it will bring down your score. Paying off your credit cards can increase credit scores over 100 points after the balance updates on your credit reports.
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