Does the thought of independent credit restoration give you sleepless nights? If so, then we are here for you. We understand how crucial credit repair is for individuals in Costa Mesa, and even though people can handle it independently, there might be a point in time when they need a professional and some expert advice. Our experienced credit professionals are there to support you, at each step of your credit repair journey.
There are numerous clients in Costa Mesa who are very happy with our comprehensive services. You can be the next one!
A good credit history can have a positive impact on mortgage approvals. We assist you in streamlining the entire process and make the process quick.
Securing new credit can be a heavy task especially with an unfavorable report. Leave the intricacies of credit reports and the heavy tasks to us while you carry on with your life stress free!
Rebuilding credit will not be the same for everyone. Some are fortunate to see most of their negative accounts deleted or corrected in a month or two. However, this should not be the expectation as the credit repair process will be different for every case. The good news is that our credit repair specialist is very experienced and up to date with the most effective strategies on how to get your credit score higher sooner than later.
Some individuals have low credit scores because they have derogatory information such as late payments or collection accounts on their credit report. Others may have a lower credit score because they may have high utilization on their credit cards or may have little credit history. Contact our credit consultants for a free 15-minute consultation to go over your credit score.
You are entitled to a free copy of your credit reports every year from the major credit reporting bureaus. During the credit repair process, it is vital that we have access to your credit reports monthly as this allows our team to work on your case more efficiently. 007 Credit Agent has partnered with identityiq.com and provide a discount for their credit reporting monitoring services. You can take advantage of this discount by registering here, discounted credit reports.
Credit card balances affects 30% of your credit score. This is also known as credit utilization. The higher your credit balance is, the lower it will bring down your score. Paying off your credit cards can increase credit scores over 100 points after the balance updates on your credit reports.
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